A financial cushion is one of the most important elements of healthy personal finances. It allows us to sleep more soundly because we know we have security in case of a sudden expense or job loss. Contrary to appearances, building it is not a luxury reserved for the rich – it is the foundation from … Read more
Italy is a country to which Poles are increasingly travelling – whether for work, education or tourism. Having an Italian bank account makes everyday life much easier. It allows you to conveniently pay your bills, collect your salary from your Italian employer or use online services, which often require a local IBAN number. Although the … Read more
Investing in ETFs is becoming increasingly popular among those who are new to the capital markets. ETFs offer a simple structure, low costs and broad diversification. They allow you to invest in hundreds of companies, bonds or commodities by buying just one listed instrument. In this guide you will learn what ETFs are, why you … Read more
You lose your cool when someone tries to get at your money. You feel the tension when your phone suddenly shows a strange text message or an unknown caller asks for your details. You want certainty, clear steps and simple rules. Give me a few minutes and I’ll build you a plan that seals your … Read more
More and more people are choosing to use modern fintechs instead of traditional banks in Poland. One such solution is Paysera, a Lithuanian e-money institution that offers multi-currency accounts and payment cards. For those with debt problems, the question arises.Are funds held in Paysera beyond the reach of a bailiff in Poland? Many myths and … Read more
Rising inflation, falling interest rates and tempting advertisements from banks have many of us asking ourselves one question: does it still make sense to keep money on deposit? In 2025, the financial market is full of contradictory signals. On the one hand, banks are tempting with promotions for 7.50%, while on the other, the average … Read more
A seizure of a debt by the tax office is when the enforcement authority directs a notice to the taxpayer’s counterparty. This means that instead of paying your supplier or customer, you have to keep the funds and inform the office of the status of the liability. It sounds serious, because such a letter imposes … Read more